Who is the current owner of the mortgage?

The notice states the mortgage is owned by the Secretary of Housing and Urban Development per an assignment recorded May 10, 2023.

What does a notice of default and foreclosure sale mean?

It means the borrower has defaulted and the lender intends to sell the property at a trustee's foreclosure sale to recover the debt.

How can the homeowners stop the foreclosure?

They must cure the default by paying the past-due amounts before the trustee's sale date or seek legal relief; the notice should list exact cure amounts and deadlines.

Foreclosure — Lamesa

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Government

Affects:HomeownersProperty BuyersGovernment Agencies

This notice informs that the holder of a 2013 deed of trust on property in Lamb County (original mortgage insured by HUD) declared a default and will proceed with a foreclosure sale, putting the homeowners' interest at risk of being sold.

Key Takeaways

Deed of trust executed Oct 9, 2013; recorded in Lamb County
Mortgage insured by HUD and now owned by the Secretary
Default has occurred triggering foreclosure proceedings
A foreclosure sale will be conducted to recover the debt

Published: May 10, 2026 · 1 week ago
Category: Foreclosure
City: Lamesa

If you don't respond

If the homeowners do not cure the default before the foreclosure sale, their property interest can be sold at the scheduled trustee's sale, resulting in loss of ownership. The notice implies an imminent sale but does not state the exact sale date here.

What to do next

1
Find the full notice for sale date and amounts
Locate the complete foreclosure notice (Lamb County records) to get the trustee sale date, cure amount, and contact information.
2
Contact HUD or servicer
Reach out to the Secretary of HUD or the loan servicer listed in the full notice to discuss reinstatement options before the sale.
3
Consult an attorney
Speak with a Texas foreclosure attorney immediately to review rights, redemption options, or potential defenses.

Frequently asked questions

Who is the current owner of the mortgage?: The notice states the mortgage is owned by the Secretary of Housing and Urban Development per an assignment recorded May 10, 2023.
What does a notice of default and foreclosure sale mean?: It means the borrower has defaulted and the lender intends to sell the property at a trustee's foreclosure sale to recover the debt.
How can the homeowners stop the foreclosure?: They must cure the default by paying the past-due amounts before the trustee's sale date or seek legal relief; the notice should list exact cure amounts and deadlines.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document creating a security interest in real estate to secure repayment of a loan.
Mortgagee: The lender or entity that holds the mortgage or loan secured by the property.
Mortgagor: The borrower who granted the mortgage or deed of trust on the property.
Assignment: A transfer of ownership or interest in the mortgage from one party to another.

Full Notice Text

NOTICE OF DEFAULT AND FORECLOSURE SALELEGAL NOTICEWHEREAS, on October 9, 2013 a certain Deed of Trust was executed by Wendell Clayton and Edna LaVelle Clayton,as mortgagor(s) (grantor(s)) in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Georgetown Mort-gage, LLC , as mortgagee (grantee), and was recorded on October 28, 2013 in Book 707 or Page 576 in the Office of theRecorder, Lamb County, Texas andWHEREAS, the Mortgage was insured by the United States Secretary of Housing and Urban Development (theSecretary) pursuant to the National Housing Act for the purpose of providing single family housing; andWHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated May 4, 2023, andrecorded on May 10, 2023 in/as Book 824 OR Page 508, in the Office of the Recorder, Lamb County, Texas; andWHEREAS, a default has been made in the covenants and conditions of the Mortgage in that payment du

Foreclosure — Lamesa

What to do next

Frequently asked questions

Legal terms in this notice

See also

More from United States Secretary of Housing and Urban Development(46)→