TRUSTEE'S SALE 12920 Copperas Ln, Henrico, VA 23233 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. In execution of the Deed of Trust in the original principal amount of $309,700.00 dated October 16, 2023 and recorded in Book 06510, Page 2235 as Instrument No.202300024532, of the County of Henrico land records, the appointed Substitute Trustee will offer for sale at public auction in front of the building housing the County of Henrico Circuit Court, 4301 E Parham Road, Henrico, VA 23273 on June 3, 2026 at 10:00 AM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL that certain lot, piece or parcel of land with all improvements thereon and appurtenances thereto, lying and being in the County of Henrico, Virginia, Tuckahoe Magisterial District, being known and designated as Lot 10, Block A, Section 1, as shown on a certain plat of subdivision entitled "Copperas Creek, Section 1", dated May 15, 1981, made by William J. Schmidt and Associates, Engineers and Surveyors, Richmond, Virginia, recorded August 17, 1981 in Plat Book 73, pages 77-80, Clerk`s Office, Circuit Court, County of Henrico, Virginia. BEING the same real estate conveyed to Martin W. Porter, by Deed dated November 14, 2008, from Michael G. Montgomery and Kimberly Norris Schill Shapiro, Administrators CTA of the Estate of Nancy L. Schill, recorded November 20, 2008, in the Clerk`s Office, Circuit Court, Henrico County, Virginia, in Deed Book 4580, page 732. Subject to all restrictions, rights of way, easements and other conditions contained in deed forming the chain of title to the caption property. Tax ID #: 735-754-8872 The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check, required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor's tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit by the Substitute Trustee of the conduct of the auction itself as well as the status of the loan secured by the Deed of Trust, including, but not limited to, determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: LENOX TITLE TRUSTEE SERVICES, LLC, c/o McMichael Taylor Gray, LLC, 3550 Engineering Drive, Suite 260, Peachtree Corners, GA 30092 FOR INFORMATION CONTACT: LENOX TITLE TRUSTEE SERVICES, LLC, Substitute Trustee c/o Adrian Jacobs, Esq. McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 Phone: 404-474-7149 Fax: 404-745-8121 MTG File No.: 25-004030-01