What is the deadline to respond to this foreclosure notice?

You must serve written defenses and file the original within 30 days of the first publication of this notice.

Where do I send my written defenses?

Serve a copy on Howard Law, 902 Clint Moore Road, Suite 220, Boca Raton, FL 33487, and file the original with the Bay County Circuit Court clerk.

What happens if I do not respond to the foreclosure action?

A default may be entered against you and the court may grant the foreclosure relief, potentially leading to sale of the property.

Foreclosure — 1311 Texas Ave, Lynn Haven, FL (26000134CA)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

TrustSingle Family

Affects:DefendantsProperty BuyersCreditors

A lender-initiated foreclosure lawsuit was filed against owners of the Lynn Haven property at 1311 Texas Ave; the named defendant, Timothy Hines, must file written defenses within 30 days of the first publication to avoid default and loss of property.

Key Takeaways

Foreclosure action filed for property at 1311 Texas Ave, Lynn Haven
Named defendant Timothy Demetrius Hines must respond within 30 days
File written defenses with court and serve plaintiffs' attorney
Default may be entered and foreclosure relief granted if ignored

Published: May 13, 2026 · 6 days ago
Category: Foreclosure
City: Lynn Haven

Address

1311 Texas Ave, Lynn Haven, FL

Case #

26000134CA

Research context

25 foreclosure notices in Lynn Haven (last 12 months)

View full case dossier

All filings for #26000134CA with AI case analysis

If you don't respond

If no written defenses are served and the original is not filed within 30 days of the first publication, a default may be entered and the court may grant the foreclosure relief sought, risking loss of the property.

What to do next

1
Prepare and serve written defenses
Draft defenses and serve a copy on Plaintiffs' attorney, Howard Law, at 902 Clint Moore Road, Suite 220, Boca Raton, FL 33487 within 30 days of first publication.
2
File original with the clerk
File the original defenses with the Bay County Clerk of Court before or immediately after serving plaintiff's attorney to avoid default.
3
Consult a foreclosure attorney
Contact a Florida foreclosure defense attorney immediately to review options and deadlines; bring the case number 26000134CA and the notice.

Frequently asked questions

What is the deadline to respond to this foreclosure notice?: You must serve written defenses and file the original within 30 days of the first publication of this notice.
Where do I send my written defenses?: Serve a copy on Howard Law, 902 Clint Moore Road, Suite 220, Boca Raton, FL 33487, and file the original with the Bay County Circuit Court clerk.
What happens if I do not respond to the foreclosure action?: A default may be entered against you and the court may grant the foreclosure relief, potentially leading to sale of the property.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

foreclosure: A legal process where a lender seeks to take ownership of property for unpaid debt secured by a mortgage.
default: A court ruling against a party who fails to respond or defend a lawsuit in time.
plaintiff: The party who initiated the lawsuit seeking enforcement of a debt or mortgage.
serve: Deliver legal documents to a party or their attorney according to court rules.

Full Notice Text

IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT
IN AND FOR BAY COUNTY FLORIDA
CIRCUIT CIVIL DIVISION
CASE NO.: 26000134CA
GITSIT SOLUTIONS, LLC, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF GV TRUST 2025-1,
Plaintiff,
v.
CYNTHIA DENISE BROWN A/K/A CYNTHIA WILLIAMS A/K/A CYNTHIA HINES A/K/A CYDNEE BROWN, et al.,
Defendants.
NOTICE OF ACTION
(Publish in the The News Herald)
TO: TIMOTHY DEMETRIUS HINES
Last Known Address: 3148 Dick Wilson Blvd., Apt. 1313, Tallahassee, FL 32301
YOU ARE HEREBY NOTIFIED that an action to foreclosure a mortgage on the following property located in Bay County, Florida:
THE NORTH THIRTY (30) FEET OF LOT FOURTEEN (14), AND ALL OF LOT FIFTEEN (15), BLOCK 309, LYNN HAVEN, ACCORDING TO PLAT FILE IN THE OFFICE OF THE CLERK OF CIRCUIT COURT OF BAY COUNTY, FLORIDA.
including the buildings, appurtenances, and fixture located thereon.
Property Address: 1311 Texas Ave, Lynn Haven, FL 32444
(the Property).
filed against you and you are required to serve a copy of your written defenses, if any, to it on HOWARD LAW, Plaintiffs attorney, whose address is 902 Clint Moore Road, Suite 220, Boca Raton, FL 33487 on or before (no later than 30 days from the date of the first publication of this Notice of Action) and file the original with the Clerk of this Court either before service on Plaintiffs attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the Complaint or petition filed herein.
WITNESS my hand and seal of this Court at Bay, Florida on this 15 day of April, 2026.
BILL KINSAUL
BAY COUNTY CLERK OF COURT
By: Christa Caswell
Deputy Clerk
(#12306493 5/6/26 5/13/26)