NOTICE OF RESCISSION & OPPORTUNITY TO CURE
Norred, Scott TTEE
Lake Shore Holdings Trust Enterprise
175 Hutton Ranch Rd Ste 103 unit 1020
Kalispell, MT 59901
ATTN: Principal Office/ William P Gray, CEO
ATTN: Treasurer/ Vice President, Kenneth R. Kent
Ford Motor Credit Company. LLC, d/b/a Lincoln Automotive Financial Services One American Road
Dearborn, Michigan 48126, USA
ATTN: CT Corporation System
d/b/a Registered Agent
1209 Orange Street
Wilmington, Delaware 19801, USA
Re: Account No. 65302872 for SCOTT NORRED; Approximate Loan Amount $130,254.54
I, Norred, Scott the (Trust Protector) of the Lakeshore Holdings Trust Enterprise write to your attention on behalf of the Borrower, SCOTT NORRED, the account subscriber with your financial institution Ford Motor Credit Company d/b/a Lincoln Automotive Financial Services, federally insured by NCUA by way of Deed and Promissory Note ("insured note") between SCOTT NORRED "consumer(s)/obligor(s)" (175 HUTTON RANCH ROAD STE 103 UNIT 1020 KALISPELL, MT 59901) and Ford Motor Credit Company, otherwise known as "claimant" (One American Road Dearborn, Michigan 48126), for the security interest known as real property, I.D Vehicle 2026 Lincoln Navigator VIN#5LMJJ2TGOTEL05360 Account # 65302872
It has come to the trust organization's attention, upon reviewing all documentation from the consumer credit transaction (Loan Modification Agreement Doc. No. 65302872), the Federal Required "Rescission Forms" in accordance with the regulations of the Bureau (Consumer Financial Protection Bureau) was not provided to the obligor(s). The obligor(s) did not receive full material disclosure forms, to exercise their right to rescind the transaction until midnight of the third business day following the consummation of the transaction as stipulated in (Pub. L. 90-321, title I, 125, May 29, 1968, 82 Stat. 153; Pub. L. 93-495, title IV, 404, 405, 412, Oct. 28, 1974, 88 Stat. 1517, 1519; Pub. L. 96-221, title VI, 612(a)(1), (3)-(6), Mar. 31, 1980, 94 Stat. 175, 176; Pub. L. 98-479, title II, 205, Oct. 17, 1984, 98 Stat. 2234; Pub. L. 104-29, 5, 8, Sept. 30, 1995, 109 Stat. 274, 275; Pub. L. 111-203, title X, 1100A(2), July 21, 2010, 124 Stat. 2107.) and Interactive Bureau Regulations - 12 CFR Part 1026 (Regulation Z). Please refer to [Title 15 USC 1635]; no "Rescission Forms" or clause stating the consumer/obligor's right to cancel, rescind or terminate the transaction per Federal Law [15 U.S. Code 1635 - Right of rescission as to certain transactions], the obligor has the right to rescind until midnight of third (3) business day following the consummation of the transaction, by use of rescission forms required and provided by the seller, creditor and/or obligor.
Due to failure to provide lawful disclosure, Federal Truth In Lending Disclosure ("FTILD) and/or providing "Rescission Forms" and/or rescinding clause with the ("insured note"), is cause WITHIN EIGHT YEARS, statute of limitations, (MT. Stat. tit. 27-2-202(1)) a legal or equitable action founded on fraud and action to rescind a contract in Montana, for Breach of Contract; the trust seeks to provide an opportunity to cure (arbitration) as in equity for equity and remedy, to prevent further irreparable injury. This notice shall serve as a Notice of Rescission & Opportunity to Cure for lack of full material disclosure.
The trust, hereby gives notice to ("Ford Motor Credit Company/Lincoln Automotive Financial Services) that the obligor will provide the claimant a draft or drafts with conspicuous statement in payment in full to satisfy the claim. All payments after the first applied payment shall serve as payment under duress, should the claim remain open and if the claimant ("Ford Motor Credit Company/Lincoln Automotive Financial Services") decides to assign the insured note, will be subject to legal action for breach of contract under the laws of the 1863 National Banking Act.
Furthermore, the Trust demands the claimant to provide in writing, under penalty of perjury, whether the President, Chairman, C.E.O. or any other represented have or have not countersigned the borrower's signature on the insured note upon receiving in escrow. Should the claimant not respond in writing will serve as a default in any court of record. Please understand, this notice is not an attempt to defraud the claimant or avoid a debt but only to satisfy lawful due process.
Authority by Prescribed Law
According to the 1781 Articles of Confederation, the style of this Confederacy shall be "The United States of America" and the Great Governor of the World has approved the Articles of Confederation ad perpetual Union. Article XII,
"All bills of credit emitted, monies borrowed, and debts contracted by, or under the authority of Congress, before the assembling of the United States, in pursuance of the present confederation, shall be deemed and considered as a charge against the United States, for payment and satisfaction whereof the said United States, and the public faith are hereby solemnly pledged."
Thank you for your prompt attention in this matter of equity,
Norred, Scott
May 15, 2026
#COL-623
