Property at 4195 Valley Lake Terrace will be sold at public auction.

FN6868  Gpn11   FN6868   Gpn11  NOTICE OF SALE       UNDER POWER	 	 GEORGIA, Fulton COUNTY	  THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  	Under and by virtue of the Power of Sale contained in that certain Security Deed given by Brenda G. Williams to Truist Bank, dated 09/28/2020 and filed 10/12/2020, recorded in Deed Book 62421, Page 653, Fulton County, Georgia Records, conveying the after-described property to secure a Truist Equity Line Account Agreement and Disclosure Statement in the original principal amount of Sixty thousand dollars and no cents ($60,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, within the legal hours of sale on Tuesday, May 5, 2026, the following described property:  ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 157 & 178 OF THE NINTH DISTRICT OF FULTON COUNTY, GEORGIA, BEING LOT 27, BLOCK A, HIDDEN VALLEY SUBDIVISION AND LANDS TO THE NORTH AND WEST, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS;   BEGINNING AT AN IRON PIN FOUND ON THE SOUTHWESTERLY SIDE OF VALLEY LAKE TERRACE A DISTANCE OF 1900 FEET NORTHWESTERLY, AS MEASURED ALONG THE SOUTHWESTERLY SIDE OF VALLEY LAKE TERRACE FROM THE NORTHWEST CORNER OF THE INTERSECTION OF VALLEY LAKE TERRACE FROM THE NORTHWEST CORNER OF THE INTERSECTION OF VALLEY LAKE TERRACE AND HIDDEN VALLEY DRIVE; RUNNING THENCE SOUTHWESTERLY ALONG A LINE WHICH FORMS AN INTERIOR ANGLE OF 98 DEGREES 58 MINUTES WITH THE SOUTHWESTERLY SIDE OF VALLEY LAKE TERRACE A DISTANCE OF 179.2 FEET TO AN IRON PIN FOUND; RUNNING THENCE NORTH 03 DEGREES 08 MINUTES WEST A DISTANCE OF 40.0 FEET TO AN IRON PIN FOUND; RUNNING THENCE NORTH 88 DEGREES 54 MINUTES WEST A DISTANCE OF 86.5 FEET TO AN IRON PIN FOUND; RUNNING THENCE NORTH 00 DEGREES 30 MINUTES WEST A DISTANCE OF 204.8 FEET TO AN IRON PIN FOUND; RUNNING THENCE SOUTH 82 DEGREES 58 MINUTES EAST A DISTANCE OF 262.7 FEET TO AN IRON PIN FOUND ON THE SOUTHWESTERLY SIDE OF VALLEY LAKE TERRACE, RUNNING THENCE SOUTHERLY AND SOUTHEASTERLY ALONG AND FOLLOWING THE CURVATURE OF THE WESTERLY AND SOUTHWESTERLY SIDE OF VALLEY LAKE TERRACE A DISTANCE OF 177.4 FEET TO AN IRON PIN FOUND AT THE POINT OF BEGINNING. BEING IMPROVED PROPERTY WITH A HOUSE THEREON AND KNOWN AS NUMBER 4195 VALLEY LAKE TERRACE ACCORDING TO THE PRESENT NUMBERING SYSTEM IN FULTON COUNTY, GEORGIA.   AND   ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 178,  9TH DISTRICT, FULTON COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:   BEGINNING AT AN IRON PIN ON THE WEST SIDE OF VALLEY LAKE TERRACE, 2,002.6 FEET EASTERLY, NORTHEASTERLY AND NORTHERLY FROM THE CORNER FORMED BY THE INTERSECTION OF THE NORTHEASTERLY SIDE OF HIDDEN VALLEY DRIVE WITH THE NORTHERLY SIDE OF VALLEY LAKE TERRACE; RUNNING THENCE NORTH 82 DEGREES 57 MINUTES WEST, 171.2 FEET TO AN IRON PIN; RUNNING THENCE NORTH 0 DEGREES 57 MINUTES EAST, 75 FEET TO AN IRON PIN; RUNNING THENCE SOUTH 82 DEGREES 58 MINUTES EAST, 171,2 FEET TO AN IRON PIN; RUNNING THENCE SOUTH 0 DEGREES 57 MINUTES WEST, 75 FEET TO AN IRON PIN AND THE POINT OF BEGINNING. ALL AS SHOWN ON A SURVEY PREPARED BY ESTON PENDLEY, REGISTERED LAND SURVEYOR, DATED MAY 5, 1972.   AND   ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 178, 9TH DISTRICT, FULTON COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:   BEGINNING AT THE NORTHWEST CORNER OF LAND LOT 157, WHICH IS ALSO THE NORTHEAST CORNER OF LAND LOT 158, RUN THENCE NORTH 88 DEGREES 54 MINUTES WEST ALONG THE NORTH LINE OF LAND LOT 158, 86.5 FEET TO AN IRON PIN; RUN THENCE NORTH 0 DEGREES 30 MINUTES WEST, 204.8 FEET TO AN IRON PIN; RUN THENCE SOUTH 82 DEGREES 58 MINUTES EAST, 91.5 FEET TO AN IRON PIN; RUN THENCE SOUTH 0 DEGREES 57 MINUTES WEST, 195 FEET TO AN IRON PIN AND THE POINT OF BEGINNING. ALL AS SHOWN ON A SURVEY PREPARED BY ESTON PENDLEY, REGISTERED LAND SURVEYOR, DATED MAY 5, 1972.   SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS OR MINERAL RIGHTS OF RECORD, IF ANY.   BEING PREVIOUSLY CONVEYED BY DEED FROM BRENDA G. WILLIAMS AS EXECUTRIX OF THE LAST WILL AND TESTAMENT OF CARRIE M. PERKINS, DECEASED TO BRENDA G. WILLIAMS, DATED 02/22/2001, AND RECORDED ON 02/23/2001 AT DOCUMENT REFERENCE 30006 / 42 IN FULTON COUNTY, GEORGIA.   	The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Truist Equity Line Account Agreement and Disclosure Statement and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).  	Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any unpaid water or sewage bills that constitute a lien against the property whether due and payable or not due and payable  and which may not be of record, any right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  	To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda Williams aka Brenda G. Williams, Estate of Brenda Gayle Williams, and Kenneth Pinson or a tenant or tenants and said property is more commonly known as 4195 Valley Lake Terrace, College Park GA 30349-1840.  	 In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.  Truist Bank  PO Box 85052 Richmond VA 23285 800-289-6353 866-519-3479  	The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.  to any rights of rescission of the party conducting this foreclosure sale pursuant to Georgia law including, but not limited to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non- judicial sales in the state of Georgia.    Please note that the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above and final review by the party conducting this foreclosure sale for compliance with contractual and legal obligations pursuant to the terms of the loan documents and State and Federal law, including but not limited to any and all rights of rescission.   Truist Bank,  as Attorney in Fact for  Brenda Williams   By:_____________________      Andrew D. Gleason        Attorney for Truist       Bank  Lefkoff, Rubin, Gleason, Russo & Smith, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax) 4:8,15,22,29, 2026kw Ad #546924