NOTICE OF MORTGAGEFORECLOSURE SALETHE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AFFECTEDBY THIS ACTION.NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditions ofthe following described mortgage:DATE OF MORTGAGE: October 3,2024ORIGINAL PRINCIPAL AMOUNTOF MORTGAGE: $253,357.00MORTGAGOR(S): Daniel I. Kates,a single manMORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomineefor Guaranteed Rate Affinity, LLCDATE AND PLACE OF FILING:Recorded on November 5, 2024 as DocumentNumber A1614230 in the Officeof the County Recorder of OlmstedCounty, Minnesota.ASSIGNMENTS OF MORTGAGE:Assigned to: U.S. Bank National Associationby assignment recorded on February25, 2026 as Document NumberA1640387 in the Office of the CountyRecorder of Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY:Lot Six (6), Block One (1), CimarronTwelve, in the City of Rochester,Olmsted County, Minnesota.STREET ADDRESS OF PROPERTY:2029 49 1/2 STREET NW,ROCHESTER, MN 55901COUNTY IN WHICH PROPERTY ISLOCATED: Olmsted County, Minnesota.THE AMOUNT CLAIMED TO BEDUE ON THE MORTGAGE ON THEDATE OF THE NOTICE: $259,247.50TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.NAME OF MORTGAGE ORIGINATOR:Guaranteed Rate Affinity, LLCRESIDENTIAL SERVICER: U.S.Bank National AssociationTAX PARCEL IDENTIFICATIONNUMBER: 74.15.24.046730TRANSACTION AGENT'S MORTGAGEIDENTIFICATION NUMBER:101398219007733191THAT no action or proceeding hasbeen instituted at law to recover the debtthen remaining secured by such mortgage,or any part thereof, or, if the actionor proceeding has been instituted, thatthe same has been discontinued, or thatan execution upon the judgment renderedtherein has been returned unsatisfied,in whole or in part.PURSUANT, to the power of salecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: July 24,2026 at 10:00 AM.PLACE OF SALE: Olmsted CountySheriff's Office, 101 Fourth Street Southeast,Rochester, MN 55904 to pay thedebt then secured by said mortgage andtaxes, if any actually paid by the mortgagee,on the premises and the costsand disbursements allowed by law. Thetime allowed by law for redemption bysaid mortgagor(s), their personal representativesor assigns is six (6) monthsfrom the date of sale.TIME AND DATE TO VACATEPROPERTY: Unless said mortgage isreinstated or the property redeemed, orunless the time for redemption is reducedby judicial order, you must vacatethe premises by 11:59 p.m. on January25, 2027.THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.MORTGAGOR(S) RELEASEDFROM FINANCIAL OBLIGATION ONMORTGAGE: NoneDated: May 06, 2026U.S. BANK NATIONAL ASSOCIATION,MortgageeTROTT LAW, P.C.By: /s/*N. Kibongni Fondungallah, Esq.*;Samuel R. Coleman, Esq.;Alexa Marsh, Esq.,Attorneys for Mortgagee25 Dale Street NorthSt. Paul, MN 55102(651) 209-9760(26-0398-FC01)Federal law may require reporting tothe Financial Crimes Enforcement Networkfor certain purchases of residentialproperty by entities or trusts. A successfulthird party bidder may be required toprovide ownership and identifying informationas a condition to completing thetransfer.THIS IS A COMMUNICATIONFROM A DEBT COLLECTOR.9-14caf
