Wells Fargo Bank is foreclosing on a mortgage for 161 Brown Street, Albion.

ORLEANS COUNTY

SUMMONS



SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF ORLEANS

SUPPLEMENTAL SUMMONS AND NOTICE
Index No. E23-00718
Date Filed: 2/19/2026

Wells Fargo Bank, N.A.,
Plaintiff,
-against-

Orleans County Treasurer, as Limited Administrator of the
Estate of Brian Ronald Cramer a/k/a Brian Cramer; Lakeisha Ann Gibson, if she be living or if she be dead, her spouses, heirs, devisees, distributees and successors in interest, all of whom and whose names and places of residence are unknown to Plaintiff; David Cramer; Lisa McDonald; Kenneth Cramer, and "JOHN DOE", said name being fictitious, it being the intention of Plaintiff to designate any and all occupants of premises being foreclosed herein, and any parties, corporations or entities, if any, having or claiming an interest or lien upon the mortgaged premises,
Defendants.

PROPERTY ADDRESS: 161 Brown Street, Albion, NY 14411

TO THE ABOVE NAMED DEFENDANTS:
YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or a notice of appearance on the attorneys for the Plaintiff within twenty (20) days after the service of this summons, exclusive of the days of service, or within thirty (30) days after service is complete if the summons is not personally delivered to you within the State of New York. The United States of America, if designated as a defendant in this action, may appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint.

TO THE ABOVE NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. Sanford A. Church, a Justice of the Supreme Court, Orleans County, entered Feb. 18, 2026 and filed with the complaint and other papers in the Orleans County Clerk’s Office.

NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is to foreclose a Mortgage to secure $53,470.00 and interest, recorded in the Orleans County Clerk's Office on June 17, 2016, at Book 852 of Mortgages, page 9489 covering premises known as 161 Brown Street, Albion, NY 14411 a/k/a Section 62.19, Block 1, Lot 3.

The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above.

Plaintiff designates Orleans County as the place of trial. Venue is based upon the County in which the mortgaged premises is situated.

NOTICE
YOU ARE IN DANGER OF LOSING YOUR HOME
IF YOU DO NOT RESPOND TO THIS SUMMONS AND COM PLAINT BY
SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE MORTGAGE
COMPANY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME.
SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY.
SENDING A PAYMENT TO VOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION.
YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT.
Dated: November 6, 2025

Steven M. Palmer, Esq.
Foreclosure Attorney
LOGS LEGAL GROUP LLP
Attorneys for Plaintiff
175 Mile Crossing Boulevard
Rochester, New York 14624
(585) 247-9000
Fax: (585) 247-7380
our File No. 22-090822
#102820