TRUSTEE'S NOTICE OF SALETS NO.: 25-76734Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by DENNIS L. TOTTEN, UNMARRIED as Grantor to FIRST AMERICAN LENDERS ADVANTAGE, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as designated nominee for GMAC MORTGAGE, LLC, A DELAWARE LIMITED LIABILITY COMPANY F/K/A GMAC MORTGAGE CORPORATION, beneficiary of the security instrument, its successors and assigns, as Beneficiary, dated 6/19/2007, recorded 7/23/2007, as Instrument No. 2007-080661, in mortgage records of Washington County, Oregon covering the following described real property situated in said County and State, to-wit:
A TRACT OF LAND IN THE SOUTH ONE-HALF OF SECTION 5, TOWNSHIP 2 SOUTH, RANGE 2 WEST OF THE WILLAMETTE MERIDIAN, PARTIALLY IN THE ARTHUR BURRIS DONATION LAND CLAIM NO. 42, IN THE COUNTY OF WASHINGTON AND STATE OF OREGON, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT A 5/8 INCH IRON ROD ON THE EAST RIGHT-OF-WAY LINE OF STATE HIGHWAY 219 SAID IRON ROD BEARS SOUTH 00° 23' 39" EAST 1548.57 FEET, NORTH 77° 12' 22" EAST 44.84 FEET AND SOUTH 19° 16' 27" EAST 140.34 FEET FROM THE NORTHWEST CORNER OF SAID ARTHUR BURRIS DONATION LAND CLAIM NO. 42; THENCE ALONG SAID RIGHT-OF-WAY LINE SOUTH 19° 16' 27" EAST 72.53 FEET TO A 5/8 INCH IRON ROD AND POINT OF CURVE; THENCE SOUTHEASTERLY 201.12 FEET ALONG THE ARC OF A 746.20 FOOT RADIUS CURVE TO THE RIGHT, THROUGH A CENTRAL ANGLE OF 15° 26' 35" (THE LONG CHORD OF WHICH BEARS SOUTH 11° 33' 09" EAST 200.52 FEET) TO A 5/8 INCH IRON ROD; THENCE SOUTH 82° 47' 04" EAST 164.78 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 66° 16' 58" EAST 140.95 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 52° 18' 42" EAST 33.86 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 11° 10' 15" EAST 122.38 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 46° 27' 52" WEST 161.54 FEET TO A 5/8 INCH IRON ROD; THENCE SOUTH 81° 09' 21" WEST 36.80 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 09° 15' 23" WEST 21.76 FEET TO A 5/8 INCH IRON ROD; THENCE SOUTH 81° 09' 21" WEST 253.17 FEET TO THE POINT OF BEGINNING.
TOGETHER WITH AND SUBJECT TO THE FOLLOWING DESCRIBED INGRESS-EGRESS AND UTILITY EASEMENT, TO-WIT:
BEGINNING AT A 5/8 INCH IRON ROD ON THE EAST RIGHT-OF-WAY LINE OF STATE HIGHWAY 219, SAID IRON ROD BEARS SOUTH 00° 23' 39" EAST 1548.57 FEET, NORTH 77° 12' 22" EAST 44.84 FEET AND SOUTH 19° 16' 27" EAST 140.34 FEET FROM THE NORTHWEST CORNER OF THE ARTHUR BURRIS DONATION LAND CLAIM, THENCE ALONG SAID EAST RIGHT-OF-WAY LINE NORTH 19° 16' 27" WEST 43.49 FEET; THENCE LEAVING SAID EAST RIGHT-OF-WAY LINE SOUTH 79° 11' 18" EAST 82.57 FEET; THENCE NORTH 81° 09' 21" EAST 199.40 FEET; THENCE NORTH 71° 27' 15" EAST 58.35 FEET; THENCE NORTH 47° 05' 17" EAST 28.48 FEET; THENCE NORTH 37° 46' 58" EAST 55.98 FEET, THENCE SOUTH 39° 40' 43" EAST 15.37 FEET TO A 5/8 INCH IRON ROD; THENCE SOUTH 24.48 FEET; THENCE SOUTH 37° 46' 58" WEST 35.73 FEET; THENCE SOUTH 47° 05' 17" WEST 37.40 FEET; THENCE SOUTH 71° 27' 15" WEST 48.88 FEET; THENCE SOUTH 09° 15' 23" EAST 9.87 FEET TO A 5/8 INCH IRON ROD; THENCE SOUTH 81° 09' 21" WEST 36.80 FEET TO A 5/8 INCH IRON ROD; THENCE NORTH 09° 15' 23" WEST 6.76 FEET; THENCE SOUTH 81° 09' 21" WEST 196.76 FEET; THENCE SOUTH 47° 47' 08" WEST 57.40 FEET TO A POINT ON THE EAST RIGHT-OF-WAY LINE OF SAID STATE HIGHWAY 219; THENCE ALONG SAID EAST RIGHT-OF-WAY LINE NORTH 19° 16' 27" WEST 47.35 FEET TO THE POINT OF BEGINNING.
The street address or other common designation, if any for the real property described above is purported to be:
13130 HILLSBORO HWY
HILLSBORO, OREGON 97123
The Tax Assessor's Account ID for the Real Property is purported to be: R562849 / 2S2050000103
Both the beneficiary and the trustee, ZBS Law, LLP have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee's attorneys.
The default for which the foreclosure is made is:
The balance of principal which became due on 6/20/2022, with interest from 10/20/2008 along with late charges, foreclosure fees and costs any legal fees or advances that have become due.
The amount required to cure the default in payments to date is calculated as follows:
From: 11/20/2008 - Loan Matured 6/20/2022
Principal Balance: $168,676.00
Interest: $124,806.75
Additional charges (Taxes, Insurance, Corporate Advances, Other Fees): $2,339.35
Trustee's Fees and Costs: $1,178.00
Total necessary to cure: $297,000.10
Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee ZBS Law, LLP, to obtain a "reinstatement' and or "payoff" quote prior to remitting funds.
By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $297,000.10
Said sale shall be held at the hour of 11:00 AM on 7/17/2026 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place:
On the steps of the 2nd Avenue entrance of the Washington County Courthouse, 145 NE 2nd, Hillsboro, OR
Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONE
Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee's and attorney's fees not exceeding the amounts provided by ORS 86.778.
The mailing address of the trustee is:
ZBS Law, LLP
5 Centerpointe Dr., Suite 400
Lake Oswego, OR 97035
(503) 946-6558
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and 'beneficiary" include their respective successors in interest, if any.
Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.
IMPORTANT NOTICE: Starting March 1, 2026, Federal Law may prohibit ZBS Law from issuing a Trustee's Deed Upon Sale in connection with this trustee's sale until information about the winning bidder is reported to the U.S. Treasury's Financial Crimes Enforcement Network. See, 31 CFR § 1031.320 (https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1031/subpart-C/section-1031.320). If this trustee's sale qualifies as a "reportable transfer" under 31 CFR § 1031.320(b), and you, as buyer, qualify as a "transferee entity" under 31 CFR § 1031.320(e)(1) or "transferee trust" under 31 CFR § 1031.320(e)(2), you will be obligated to provide information about the Beneficial Owner(s) of the transferee to ZBS Law or ZBS Law's designated representative. If you qualify as an exempt entity or trust under 31 CFR § 1031.320(n)(10-(11), you may be required to provide evidence of the exemption supported by a declaration under penalty of perjury. If the Trustee's Deed Upon Sale cannot be issued due to a qualified transferee's failure or inability to provide the necessary reporting information, the qualified transferee will be responsible for all fees and costs to re-notice the trustee's sale.
Dated: 3/3/2026ZBS Law, LLP
By: Amber L. Labrecque, Esq., OSB#094593
ZBS Law, LLP
Authorized to sign on behalf of the trusteePublished Apr. 20, 27; May 4 & 11, 2026.
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