JORDAN M. SPIVOK, SUBSTITUTE TRUSTEE
Protas, Spivok & Collins, LLC
4330 East West Highway – Suite 900
Bethesda, Maryland 20814
(301) 524-3572
SUBSTITUTE TRUSTEES' SALE of a Studio, One (1) Bedroom Condominium Unit #201, located at 3100 Wisconsin Avenue, NW, Unit #201, Washington, DC 20016.
By virtue of a certain Deed of Trust, duly recorded July 30, 2018, as Instrument No. 2018075327, among the Land Records of the District of Columbia (the "Deed of Trust"), and in accordance with Public Law 90-566 notice recorded among the Land Records as Instrument No. 2026020660, a default having occurred in the payment of the indebtedness secured thereby and the covenants contained therein, and at the request of the party secured thereby (the "Noteholder"), the undersigned Substitute Trustees, will sell, at public auction, at the office of ALEX COOPER AUCTIONEERS, INC., 4910 MASSACHUSETTS AVENUE, N.W., SUITE 100, WASHINGTON, D.C. 20016 on
WEDNESDAY, MAY 20, 2026 at 11:00 A.M.
the following described land and premises. All of those certain lots or parcels of land, with improvements thereon, situate, lying and being in the District of Columbia, and more particularly described as follows:
The Part of the land being more particularly designated as Unit No. 3100-201 of "Cathedral Court Condominium," according to the Declaration of Condominium, dated December 20, 2002 and recorded on December 20, 2002 as Instrument No. 2002149350 and the Bylaws of Condominium relating thereto, dated December 20, 2002 and recorded December 20, 2002 as Instrument No. 2002149349, among the Land Records of the District of Columbia and as per plat of Condominium subdivision recorded in Condominium Book No. 46 at Page 45 in the Office of the Surveyor for the District of Columbia.
At the date hereof the above described land is designated on the Records of the Assessor of the District of Columbia for assessment and taxation purposes as Lot 2197, Square 1923.
Together with all of the appurtenances incident to said Unit as contained in said Declaration of Condominium.
Subject, however, to all the provisions, restrictions, easements and conditions, as contained in said Declaration of Condominium and the Bylaws of Condominium Unit an undivided interest (stated as a percentage) in the common elements of the Condominium. The Percentage Interest of the Condominium Unit is set forth in the Condominium Declaration, as amended.
Together with the buildings thereupon, and the rights, alleys, ways, waters, privileges, appurtenances and advantages thereto belonging, or in anywise appertaining.
Being known as 3100 Wisconsin Avenue, NW, Unit #201, Washington, DC 20016.
Being the same property conveyed to Ursula D. Cholewa, Trustee of the Ursala D. Cholewa Living Trust, dated January 25, 2012 from Ursala D. Cholewa by Deed dated August 19, 2014 and recorded on August 22, 2014, as Instrument No. 2014077367
TERMS OF SALE: The bid which yields the highest price for the Property will be accepted by the Substitute Trustees (unless the sale is postponed or cancelled) and all bids will be provisional until acceptance. Notwithstanding the foregoing, the Substitute Trustees absolutely reserve the right to postpone the sale and/or cancel the sale at any time until the auctioneer announces that the Property is "sold" and the deposit in the required amount and form is received by the Substitute Trustees. A deposit in the amount of $25,000 will be required at the time of sale. Such deposit must be by cashier's check or in such other form as the Substitute Trustees may determine in their sole discretion. The deposit must be increased to 10% of the purchase price within 1 business day and delivered to the Substitute Trustees in the same form as the initial deposit. The Noteholder secured by the Deed of Trust (or any related party) shall be exempted by the Substitute Trustees from submitting any bidding deposit. The Substitute Trustees will, as a condition of the sale, require all potential bidders except the Noteholder to show their deposit before any bidding begins. The retained deposit of the successful purchaser shall be applied, without interest, to the successful purchaser's credit at settlement, provided, however, that in the event the successful purchaser fails to consummate the purchase in accordance with the terms of sale as herein provided, such deposit, at the option of the Substitute Trustees, will be forfeited. The terms of sale must be complied with and settlement consummated thereon within 30 days from day of sale unless extended at the sole discretion of the Substitute Trustees. TIME IS OF THE ESSENCE. The balance of the purchase price over and above the retained deposit, with interest thereon at the note rate then being charged from the date of sale through the date of receipt of the balance of the purchase price, will be due at settlement in certified funds; and if not so paid, the Substitute Trustees reserve the right to retain the deposit and resell the Property at the risk and cost of the defaulting purchaser, after such advertisement and on such terms as the Substitute Trustees may deem proper, and to avail themselves and the Noteholder of any legal or equitable rights against the defaulting purchaser. If settlement is delayed for any reason, there shall be no abatement of interest. If Purchaser fails to settle, Purchaser agrees to pay attorneys' fees to the Substitute Trustees, plus costs, if the Substitute Trustees move to resell the Property.
The Property is sold subject to the rights, if any, of parties in possession, if such rights have priority over the Deed of Trust, and to any and all covenants, conditions, restrictions, easements, rights of way, and limitations of record. Purchaser is responsible for obtaining physical possession of the Property. The Property will be sold "WHERE IS" and in "AS IS" condition without any warranty as to condition, express or implied, and without any representation or warranty as to the accuracy of the information furnished to prospective bidders by the Substitute Trustees or any other party and without any other representations or warranty of any nature. Without limiting the generality of the foregoing, the Property will be sold without representation or warranty as to (i) title to the Property, (ii) the nature, condition, structural integrity, or fitness for a particular use of any improvements, fixtures or personal property included within the Property, (iii) the environmental condition of the Property or the compliance of the Property with federal, state and local laws and regulations concerning the presence or disposal of hazardous substances, (iv) compliance of the Property with the Americans with Disabilities Act or any similar law, or (v) compliance of the Property with any zoning laws or ordinances and any and all applicable safety codes, and acceptance of the Deed to the Property by the successful purchaser shall constitute a waiver of any claims against the Substitute Trustees or the Noteholder concerning any of the foregoing matters. The successful purchaser recognizes that any investigation, examination or inspection of the Property is within the control of the owner or other parties in possession of the Property and not within the control of the Substitute Trustees or the Noteholder.
Conveyance shall be by Substitute Trustees' Deed, without covenant or warranty, express or implied. The risk of loss or damage by fire or other casualty to the Property from and after the date of sale will be upon the successful purchaser. Adjustment of all taxes, ground rents, public charges, assessments, sewer, water, drainage and other public improvements will be made as of the date of sale and are to be assumed and paid thereafter by the successful purchaser, whether assessments have been levied or not. The Noteholder and Substitute Trustees assume no liability for fuel, gas, electricity, utilities and other operating charges accrued before or after the sale and all such charges shall be the sole responsibility of the purchaser from the date of sale. All costs incident to the settlement and conveyancing including, without limitation, examination of title, conveyancing, all recordation taxes and charges, all transfer taxes and charges, title insurance premiums, notary fees, settlement fees and all other costs incident to settlement shall be at the cost of the successful purchaser. If the Substitute Trustees cannot convey title, the purchaser's sole remedy is a return of deposit. Further particulars may be announced at the time of sale. For further information, please contact Jordan M. Spivok, Esquire at (301) 524-3572.
Jordan M. Spivok and Philip J. Collins,
Substitute Trustees
Apr 21,28,May 5,12, 2026
