AWBF Law, P.C.
1401 Rockville Pike, Suite 650
Rockville, Maryland 20852
COURT APPOINTED SUBSTITUTE TRUSTEES'
JUDICIAL SALE OF REAL PROPERTY
TOWNHOUSE IN THE
"CONGRESS HEIGHTS NEIGHBORHOOD"
627 ATLANTIC STREET, SE
WASHINGTON, DC 20032
In execution of the Superior Court of the District of Columbia Civil Division ("Court") Order Granting Summary Judgment in Case #2025-CAB-001858, Midfirst Bank v. Ernest Covington, the undersigned Substitute Trustees will offer for sale at public auction within the offices of Alex Cooper Auctioneers, Inc., 4910 Massachusetts Avenue, NW, Suite 100, Washington, DC 20016, 202-364-0306 on
WEDNESDAY, MAY 20, 2026 AT 1:10 PM
THE ABOVE-DESCRIBED PROPERTY AND IMPROVEMENTS THEREON situated in Washington, DC and more fully designated as Lot 0037 in Square 6163 in a Deed of Trust dated May 6, 2016, recorded as Instrument No. 2016051454 among the Land Records of the District of Columbia and described as follows:
Lot numbered Thirty-seven (37) in Block numbered Three (3) in Charles G Taylor's subdivision now known as Washington Highlands, as per plat recorded in the Office of the Surveyor for the District of Columbia in Liber County 18 at folio 23, said Block 3 now known for purposes of assessment and taxation as Square 6163, Lot 0037.
Property Address 627 Atlantic Street, SE, Washington, DC 20032
Tax ID No Square 6163, Lot 0037
TERMS OF SALE: A deposit of $19,000 will be required at time of sale, in cashier's or certified check, or other form as Substitute Trustees may determine. Failure to timely tender the deposit shall constitute a material default by the purchaser. The deposit required to bid at the auction is waived for the Noteholder and any of its successors or assigns. The Noteholder may bid up to the amount owed on the Note plus all costs and expenses of sale on credit and may submit a written bid to the Substitute Trustees which shall be announced at sale. The Balance of the purchase price to be paid in certified funds within thirty (30) calendar days of final ratification of the sale by the Court. TIME IS OF THE ESSENCE. If Purchaser fails to settle within the aforesaid thirty (30) calendar days of the ratification, the Purchaser agrees to pay the Substitute Trustees' reasonable attorney fees as ordered by the Court, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the Purchaser and as recorded on the documents executed by the Purchaser at the time of the sale. Service shall be deemed effective upon the Purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the Purchaser that actual receipt of the certified mail is not required for service to be effective. If the Purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale, the defaulting Purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 3.875% per annum from the date of sale to the date the funds are received in the office of the Substitute Trustees. In the event that the settlement is delayed for ANY REASON WHATSOEVER, there shall be no abatement of interest. Taxes, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the Purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustees are unable to convey title, then Purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the Purchaser. The sale is subject to post sale audit by the noteholder to determine whether the borrower filed bankruptcy, entered into any repayment/forbearance agreement, reinstated, or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Substitute Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. Additional terms, if any, to be announced at the sale.
The Substitute Trustees, Auctioneer and Secured Party do not make any representations or warranties with respect to the accuracy of this information. For further information, please contact Jeremy K. Fishman, Esquire, at 301-738-7684.
Jeremy K. Fishman, Erica T. Davis
Court Appointed Substitute Trustees
Apr 21,28,May 5,12, 2026