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© 2026 NoticeRegistry

May 20, 2026 Foreclosure: Delta, CO | Colorado | NoticeRegistry

Home/Colorado/Foreclosure/Delta/Foreclosure — Delta (2026-0004)

Foreclosure — Delta (2026-0004)

Official courthouse record · Indexed in NoticeRegistry archive · AI-enriched for research

Lender

Affects:HomeownersCreditorsProperty BuyersGeneral Public

The Delta County Public Trustee has initiated a foreclosure sale for a deed of trust originally granted by Irma Garcia securing a mortgage now held by Carrington Mortgage Services LLC. The sale concerns an outstanding principal balance of $183,239.68 and follows a recorded Notice of Election and Demand.

Key Takeaways

Foreclosure sale initiated under Public Trustee No. 2026-0004
Outstanding principal balance: $183,239.68
Original loan recorded Sept 2, 2021 for $525,000.00
Current beneficiary: Carrington Mortgage Services LLC

Published: May 20, 2026 · today
Category: Foreclosure
City: Delta

Case #

Research context

12 foreclosure notices in Delta (last 12 months)

View full case dossier

All filings for #2026-0004 with AI case analysis

If you don't respond

If affected parties take no action before the sale, the property may be sold at a public foreclosure sale, extinguishing the homeowner's equity and transferring ownership to the buyer at the sale date specified in the Notice of Election and Demand.

What to do next

1
Confirm sale date and details
Review the full Notice of Election and Demand recorded with Delta County (Reception No. 732366) to find the scheduled sale date and location.
2
Contact the current holder
Reach out to Carrington Mortgage Services LLC to discuss payoff amount or loss mitigation options before the sale.
3
Seek legal advice
Consult a real estate attorney immediately to understand redemption rights and possible defenses to foreclosure.

Frequently asked questions

Who is listed as the borrower on this foreclosure notice?: The original grantor/borrower is Irma Garcia.
How much is owed on the loan according to the notice?: The notice lists an outstanding principal balance of $183,239.68.
Which entity currently holds the mortgage?: Carrington Mortgage Services LLC is listed as the current holder of the evidence of debt.

The suggestions and answers above are AI-generated for general information only. They can be wrong, and we don't take responsibility for their accuracy. Talk to a qualified professional before acting on them.

Legal terms in this notice

Deed of Trust: A document that secures a loan on real property by transferring legal title to a trustee until the loan is repaid.
Notice of Election and Demand: A recorded notice that notifies parties the lender has elected to foreclose and demands sale of the property.
Public Trustee: A county official who conducts foreclosure sales under Colorado law.
Outstanding Principal Balance: The remaining amount owed on the original loan, excluding future interest and fees.

Full Notice Text

COMBINED NOTICE ‑ PUBLICATIONCRS §38‑38‑103 FORECLOSURE SALE NO. 2026‑0004To Whom It May Concern: This Notice is given with regard to the followingdescribed Deed of Trust:On February 12, 2026, the undersigned Public Trustee caused the Notice ofElection and Demand relating to the Deed of Trust described below to berecorded in the County of Delta records.Original Grantor(s): Irma GarciaOriginal Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. AS NOMINEE FOR HIGH TECH LENDING INC., ITS SUCCESSORS ANDASSIGNSCurrent Holder of Evidence of Debt: CARRINGTON MORTGAGE SERVICES LLCDate of Deed of Trust: August 12, 2021County of Recording: DeltaRecording Date of Deed of Trust: September 02, 2021Recording Information (Reception No. and/or Book/Page No.): 732366Original Principal Amount: $525,000.00Outstanding Principal Balance: $183,239.68Pursuant to CRS §38‑38‑101(4)(i), you a

Related Notices

Notice

DateCategoryCity

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Steven Ross and current note holder PNC Bank, N.A.; an outstanding balance of $160,155.96 is listed and a sale is being pursued.

May 20, 2026ForeclosureDelta

This notice announces a public trustee foreclosure sale for a deed of trust recorded in Delta County involving Willard E. Mays and the Secretary of Veterans Affairs as current debt holder. The trustee initiated a Notice of Election and Demand on February 24, 2026.

May 20, 2026ForeclosureDelta

A public trustee foreclosure notice was recorded for a deed of trust on property in Delta County involving original borrower Laura Campbell and current debt holder Onity Mortgage Corporation. The notice starts the foreclosure process on a loan with an outstanding balance of $266,881.36.

May 20, 2026ForeclosureDelta

A public trustee foreclosure sale notice for a deed of trust recorded May 17, 2022 involving property in Delta County. The lender (Freedom Mortgage) seeks to foreclose on a loan with an outstanding principal of $213,053.66.

May 20, 2026ForeclosureDelta

This is a public notice of a foreclosure sale after a Notice of Election and Demand was recorded against property in Delta County for a deed of trust originally dated October 5, 2021. The loan's outstanding principal balance is $322,937.57 and foreclosure proceedings are underway.

May 20, 2026ForeclosureDelta

Public notice of a foreclosure sale for a deed of trust recorded in Delta County involving Patricia V. Faas and Finance of America Reverse LLC. The loan's outstanding principal balance is $142,138.38 and a foreclosure sale proceeding has been initiated.

May 13, 2026ForeclosureDelta

This is a foreclosure sale notice for a deed of trust recorded in Delta County concerning property financed in 1997; the current debt holder is U.S. Bank National Association as Trustee. A public trustee foreclosure process has been initiated and a sale may follow.

May 13, 2026ForeclosureDelta

This is a public notice of a foreclosure sale for a deed of trust recorded in Delta County involving borrower Irma Garcia and current loan holder Carrington Mortgage Services LLC; the outstanding principal is $183,239.68 and sale procedures under Colorado law have begun.

May 13, 2026ForeclosureDelta

Public Trustee initiated a foreclosure sale for a deed of trust recorded October 20, 2015, involving borrower Steven Ross and current note holder PNC Bank NA. The recorded outstanding principal is $160,155.96 and a sale is proceeding under Colorado law.

May 13, 2026ForeclosureDelta

A public trustee foreclosure notice for a deed of trust recorded in Delta County involves a mortgage originally for $400,240 and an outstanding balance of $407,453.43 held by the Secretary of Veterans Affairs; a sale may be scheduled following notice requirements.

May 13, 2026ForeclosureDelta

Actions

Case dossier

All filings for #2026-0004

See also

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