What happens if I object to the trustee foreclosure procedure?

If you send written objection to the Trustee, the foreclosure will be subject to a judicial (court) foreclosure instead of the trustee sale.

How can I stop the foreclosure and keep my timeshare?

You can redeem by paying all past-due sums, collection costs, accrued interest, and per diem in cash or certified funds before the trustee issues a Certificate of Sale.

May 21, 2026 Foreclosure: 498 Palm Springs Drive, Suite 100, Altamonte Springs, FL, Deland

Q: Who do I contact to pay the amount due listed in this notice?

Contact Trustee Matthew R. Gross at Fresh-Start.Law, P.A., 498 Palm Springs Drive, Suite 100, Altamonte Springs, FL; telephone (407) 403-5936; email tropicshores@fresh-start.law.

Q: Will I owe a deficiency judgment if sale proceeds are insufficient?

If you do not object to trustee foreclosure, you will not be subject to a deficiency judgment even if sale proceeds are insufficient.

NOTICE OF DEFAULT AND NOTICE OF INTENT TO FORECLOSE - TROPIC SHORES CONDOMINIUM ASSOCIATION OF VOLUSIA COUNTY, INC. May 8, 2026 To all Obligors listed below, their guardians, heirs, and assigns, record owners of the unit week(s) as showing (See exhibit "A" attached for Obligors and their notice addresses). This Notice of Default and Intent to Foreclose is regarding certain timeshare interests owned by Obligor in Tropic Shores Condominium Association of Volusia County, Inc., located in Volusia County, Florida, and more specifically described as follows: Unit # / Week # (see interval description on Exhibit "A") in Tropic Shores Condominium Association of Volusia County, Inc. according to the Declaration of Condominium, as recorded in Official Records Book 3578 at Page 1553 in the Public Records of Volusia County, Florida, and any amendments thereof. The Obligor has failed to pay when due the maintenance fees and assessments as assessed on the Obligor's timeshare and thereby the Obligor is in default of the obligation to pay such fees as when due pursuant to the Declaration of Condominium, as recorded in Official Records Book 3578 at Page 1553 in the Public Records of Volusia County, Florida, and any amendments thereof. You may cure the default and redeem the timeshare interest set forth herein by paying in full the following amounts secured by the Association's lien on your unit week(s) as shown below: (1) all past-due sums, (2) costs of collection, (3) interest, as accrued to the date of payment, and (4) per diem, as accrued to the date of payment. You may remit cash or certified funds to the Trustee at any time prior to the issuance of the Certificate of Sale. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in Section 721.855, Florida Statutes. You have the right as a matter of law to send to the Trustee written notice that you object to this procedure. Upon the Trustees receipt of your written objection, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the Trustees sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. Tropic Shores has appointed the following Trustee to conduct the Trustees sale as outlined in Sections 721.855 and 721.856 Florida Statutes: Matthew R. Gross, J.D., Fresh-Start.Law, P.A. whose address is 498 Palm Springs Drive, Suite 100, Altamonte Springs, FL 32701, telephone: (407) 403-5936, telefax: (407) 842-7248, e-mail: tropicshores@fresh-start.law. Exhibit A: Obligor, Notice Address, Unit/Week, Amount Due, Per Diem SCHEDULE "A" RECORD OWNER UNIT # / WEEK # AMOUNT DUE / PER DIEM THE ESTATE OF GERALD C. MASON 1409 W. SYCAMORE STREET ROGERS, AR 72758 201 / 47 $3,633.59 / $5.12 SHONDALE ADKINSON & LUCIUS DORISE 817 MONTCLAIR AVENUE DAYTON, OH 45417 203 / 49 $9,309.00 / $5.12 THE ESTATE OF DAVID W. HAZEL & THE ESTATE OF RUTH R. HAZEL, A MARRIED COUPLE 710 RISING HILLS DRIVE XENIA, OH 45385 303 / 25 $3,579.14 / $5.12 THE ESTATE OF J D BALL & THE ESTATE OF NANCY BALL, A MARRIED COUPLE 7 SOSEGADO TRACE HOT SPRINGS VILLAGE, AR 71909 306 / 40 $4,786.55 / $5.12 MATTHEW HIGH & BRANDI HIGH, A MARRIED COUPLE 408 WILLIAM WAY SE CLEVELAND, TN 37323 307 / 47 $3,542.05 / $5.12 THE ESTATE OF VIRGIL A. ZINK & THE ESTATE OF PAMELA S. ZINK (RICHMOND), A MARRIED COUPLE 1188 MAUE ROAD MIAMISBURG, OH 45342 402 / 12 $3,614.57 / $5.12 EUGENE BEARD & DIANE M. BEARD, A MARRIED COUPLE 4082 TROTTERS WAY SNELLVILLE, GA 30039 402 / 39 $8,260.43 / $5.12 VIRGINIA O. METZCAR 2940 MONTANA DRIVE KANNAPOLIS, NC 28081 404 / 04 $1,751.28 / $5.12 MICHAEL NAPIER & DAWN NAPIER, A MARRIED COUPLE 6737 OLD US HIGHWAY 68 GEORGETOWN, OH 45121 501 / 43 $3,597.11 / $5.12 TERRY J. SCHELL & CYNTHIA MOSS 41 VILLA DRIVE PEFFERLAW, ON L0E 1N0 508 / 14 $3,608.77 / $5.12 CHRISTOPHER E. JOHNSON & SHAUNA L. NEVELS-JOHNSON, A MARRIED COUPLE 4179 VALLEY QUAIL BOULEVARD SOUTH WESTERVILLE, OH 43081 602 / 02 $3,579.14 / $5.12 THE ESTATE OF HAROLD ROBINSON & THE ESTATE OF JANE ROBINSON, A MARRIED COUPLE PO BOX 221 LONDON, KY 40743 602 / 22 $3,583.97 / $5.12 LISE DUPUIS & MAURICE PHELPS, A MARRIED COUPLE 3101 RUE PAUL DAVID, # 409 MONTREAL, QC H1N 0B6 602 / 43 $2,420.97 / $5.12 AZIZ REHMAN KHAN 544 PELICAN BAY DRIVE DAYTONA BEACH, FL 32119 605 / 31 $2,351.12 / $5.12 KRISTEN L. DIPNER 249 HARBOUR POINTE DRIVE WILDWOOD, MO 63040 607 / 29 $3,579.14 / $5.12 THE ESTATE OF THOMAS C. FRANCIS 2059 ROCKLEDGE DRIVE ROCKLEDGE, FL 32955 702 / 36 $5,592.65 / $5.12 SOPHIE SCHNUPP & ROLDSON DIEUDONNE, A MARRIED COUPLE 538 RUE DUQUETTE O GATINEAU, QC J8P 3A9 704 / 42 $9,309.00 / $5.12 KENNETH F. SHORT & LAURA B. SHORT, A MARRIED COUPLE 12001 WETHERFIELD LANE POTOMAC, MD 20854 705 / 52 $3,559.04 / $5.12 THE ESTATE OF THOMAS I. MORGAN & SUSAN L. MORGAN, A MARRIED COUPLE 1602 OLDE DOMINION DRIVE ALTOONA, PA 16602 804 / 19 $4,140.33 / $5.12 THE ESTATE OF JUDITH S. PROCTOR & BENNY STONE 5715 ROCK QUARRY ROAD ELM CITY, NC 27822 901 / 06 $3,620.42 / $5.12 THE ESTATE OF JUDITH S. PROCTOR & BENNY STONE 5715 ROCK QUARRY ROAD ELM CITY, NC 27822 901 / 07 $3,620.42 / $5.12 JAMIE LAYMAN & JAIMEE LAYMAN, A MARRIED COUPLE 121 OKLAHOMA DRIVE SARDINIA, OH 45171 903 / 09 $3,647.73 / $5.12 JAY F. KIRBY & JONIE L. KIRBY, A MARRIED COUPLE 1435 ANDES ROAD KNOXVILLE, TN 37931 907 / 43 $9,309.00 / $5.12 May 14 & 21, 2026

Foreclosure — 498 Palm Springs Drive, Suite 100, Altamonte Springs, FL

What to do next

Frequently asked questions

Legal terms in this notice

Related Notices

Notice of default and intent to foreclose on timeshare interests.

Notice of default and intent to foreclose on timeshare interests at Tropic Shores.

PennyMac Loan Services will sell at public online auction on June 25, 2026 the Volusia County property described as Lot 19, Town of Lake Marie Estates 2nd Replat, following a final judgment of mortgage foreclosure. Surplus funds claims must be timely filed.

A trustee sale for timeshare units at Tropic Shores Condominium will be held June 11, 2026, because multiple owners failed to pay maintenance assessments. Listed owners/estates owe the amounts in Schedule A and their timeshare interests will be sold if defaults are not cured.

Sheriff/Clerk will sell a Deltona residential property at online foreclosure auction on June 11, 2026, following a final judgment in favor of U.S. Bank Trust. The sale can produce surplus funds that non-owners must timely claim to recover.

Notice of a judicial foreclosure sale for property in Volusia County (Lot 19, Town of Lake Marie Estates 2nd Replat). The clerk will auction the property online on June 25, 2026; surplus claims must be filed after sale.

This is a foreclosure sale by court order for property in Deltona (Lot 36, Block 890, Deltona Lakes Unit 34) to be auctioned online on June 11, 2026 at 11:00 a.m.; surplus funds claimants must file timely claims. The sale arises from U.S. Bank Trust's judgment against Angelo and Patricia Antolino.

The condominium association notifies listed timeshare owners they are in default on maintenance fees and assessments and face trustee foreclosure under Florida law unless they pay past due amounts, costs, interest, and per diem before a trustee sale is held.

Rocket Mortgage filed a mortgage foreclosure lawsuit against Jose Castro (and associated parties) for the property at 2439 Sedgefield Ave, Deltona. Defendants must file written defenses by June 5, 2026, or risk default and loss of the property.

A condominium unit in Mapleleaf Gardens (Unit 102, 1202 S. Ridgewood Ave., Holly Hill) will be auctioned online for cash on May 18, 2026 at 11:00 AM after a Summary Final Judgment in a foreclosure action by the condominium association.

See also

More from Tropic Shores Condominium Association of Volusia County, Inc.→

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Other auctions near Deland(159)→

This property's history