THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AFFECTEDBY THIS ACTION.NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditions ofthe following described mortgage:DATE OF MORTGAGE: July 8, 2019ORIGINAL PRINCIPAL AMOUNTOF MORTGAGE: $252,000.00MORTGAGOR(S): Michael S. Knutson,a single personMORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomineefor Bremer Bank, National AssociationDATE AND PLACE OF FILING:Recorded on July 12, 2019 as DocumentNumber A1476253 in the Office ofthe County Recorder of Olmsted County,Minnesota.ASSIGNMENTS OF MORTGAGE:Assigned to: U.S. Bank National Associationby assignment recorded on July20, 2023 as Document NumberA1589887 in the Office of the CountyRecorder of Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY:Lot 12, Block 6, Diamond RidgeFifteen, in the City of Rochester, OlmstedCounty, Minnesota.STREET ADDRESS OF PROPERTY:921 48TH AVE NW,ROCHESTER, MN 55901COUNTY IN WHICH PROPERTY ISLOCATED: Olmsted County, Minnesota.THE AMOUNT CLAIMED TO BEDUE ON THE MORTGAGE ON THEDATE OF THE NOTICE: $244,712.82TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.NAME OF MORTGAGE ORIGINATOR:Bremer Bank, National AssociationRESIDENTIAL SERVICER: U.S.Bank National AssociationTAX PARCEL IDENTIFICATIONNUMBER: 74.29.34.058536TRANSACTION AGENT'S MORTGAGEIDENTIFICATION NUMBER:1000739-0000012244-1THAT no action or proceeding hasbeen instituted at law to recover the debtthen remaining secured by such mortgage,or any part thereof, or, if the actionor proceeding has been instituted, thatthe same has been discontinued, or thatan execution upon the judgment renderedtherein has been returned unsatisfied,in whole or in part.PURSUANT, to the power of salecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: May 15,2026 at 10:00 AM.PLACE OF SALE: Olmsted CountySheriff's Office, 101 Fourth Street Southeast,Rochester, MN 55904.to pay the debt then secured by saidmortgage and taxes, if any actually paidby the mortgagee, on the premises andthe costs and disbursements allowed bylaw. The time allowed by law for redemptionby said mortgagor(s), their personalrepresentatives or assigns is six (6)months from the date of sale.TIME AND DATE TO VACATEPROPERTY: Unless said mortgage isreinstated or the property redeemed, orunless the time for redemption is reducedby judicial order, you must vacatethe premises by 11:59 p.m. on November16, 2026.THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.MORTGAGOR(S) RELEASEDFROM FINANCIAL OBLIGATION ONMORTGAGE: NoneDated: March 16, 2026U.S. BANK NATIONAL ASSOCIATION,MortgageeTROTT LAW, P.C.By: /s/*N. Kibongni Fondungallah, Esq.*Samuel R. Coleman, Esq.Alexa Marsh, Esq.Attorneys for Mortgagee25 Dale Street NorthSt. Paul, MN 55102(651) 209-9760(25-1157-FC02)Federal law may require reporting tothe Financial Crimes Enforcement Networkfor certain purchases of residentialproperty by entities or trusts. A successfulthird party bidder may be required toprovide ownership and identifying informationas a condition to completing thetransfer.THIS IS A COMMUNICATIONFROM A DEBT COLLECTOR.2-7caf