FN3992 gpn11 FN3992 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, FULTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Khalifa Jubril, Summer McCloskey to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homexpress Mortgage Corp., its successors and assigns. dated February 29, 2024, recorded in Deed Book 67630, Page 176, Fulton County, Georgia Records, as last transferred to FVX LLC in trust for Morgan Stanley Bank, N.A. by assignment recorded in Deed Book 69452, Page 294, Fulton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION EIGHTY THOUSAND AND 0/100 DOLLARS ($1,080,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. ? 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. FVX LLC in trust for Morgan Stanley Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA ? 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Khalifa Jubril and Summer McCloskey or a tenant or tenants and Said property is more commonly known as 3811 N Stratford Road Ne, Atlanta, GA 30342. Should a conflict arise between the property address and the legal description the legal description will shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258. FVX LLC in trust for Morgan Stanley Bank, N.A. as Attorney in Fact for Khalifa Jubril, Summer McCloskey McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" Parcel #: 17 004400020430 File No.: W-A-00391-24-MT All that tract or parcel of land lying and being in Land Lot 44 of the 17th District of Fulton County, Georgia, being Lot 10, Block "A", W.L. Wilson Subdivision, as per survey prepared by L.H. Fitzpatrick, Civil Engineer, dated September 1952, filed for record and recorded in Plat Book 46, Page 58, Fulton County, Georgia Records and being more particularly described as follows: To find the True Point of Beginning commence at the point formed by the intersection of the Southeasterly right-of-way line of M. Stratford Road (a 55-foot right-of-way) and the Northerly right-of-way of Ivy Road; thence Northerly along said Southeasterly right-of-way line of N. Stratford Road a distance of 1043.3 feet to a one-half inch rebar found and the True Point of Beginning; thence Southeasterly along the Northerly line of Lot 9, said Block and Subdivision, a distance of 223.58 feet to a one and one-half inch pipe found; running thence Northwesterly along the line dividing Lots 10 and 11, said Block and Subdivision, said line forming an interior angle of 39 degrees 30 minutes 58 seconds with the preceding course a distance of 231.27 feet to a one-half inch rebar found on the Southerly right-of-way line of N. Stratford Road; thence Westerly and Southwesterly along said right-of-way line, and following the curvature thereof, a distance of 185.0 feet to a one-half inch rebar found and the True Point of Beginning: all as shown on that certain survey prepared for the benefit of Shuang Ying Chou prepared by L. D. Winslette, Jr., Georgia Registered Land Surveyor Number 1688 of Pearson & Associates, Inc., dated September 6, 1985. FOR INFORMATIONAL PURPOSES ONLY: Said property is known by address as 3811 N. Stratford Rd., NE, according to the present system of numbering property in the City of Atlanta, Georgia. MR / JD March 3, 2026 Our file no. 25-19116GA-FT18 25-19116GA 16:15:032026-02-10T21:11:00Z 3 age 3# 3 2:4,11,18,25,2026 #531634-EP