FN4303 FN4303 gpn11 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF FULTON By virtue of a Power of Sale contained in that certain Security Deed from Norei C. Smith to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMETOWN EQUITY MORTGAGE, LLC, dated November 22, 2024 and recorded on December 16, 2024 in Deed Book 68510, Page 402, in the Office of the Clerk of Superior Court of Fulton County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Eighty Thousand and 00/100 dollars ($180,000.00) with interest thereon as provided therein, as last transferred to MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2025-NQM2, recorded in Deed Book 69611, Page 562, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in March, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 86 OF THE 14TH DISTRICT, FULTON COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE WEST SIDE OF COLEMAN STREET TWO HUNDRED TWENTY SEVEN (227) FEET NORTH OF THE NORTHWEST CORNER OF MARY AND COLEMAN STREETS; RUNNING THENCE WEST ONE HUNDRED (100) FEET TO A TEN-FOOT ALLEY, THENCE NORTH ALONG THE EAST SIDE OF SAID ALLY TWENTY FIVE (25) FEET; THENCE EAST ONE HUNDRED (100) FEET TO THE WEST SIDE OF COLEMAN STREET; THENCE SOUTH ALONG THE WEST SIDE OF COLEMAN STREET TWENTY FIVE (25) FEET TO THE POINT OF BEGINNING, SAME BEING IMPROVED PROPERTY KNOWN AS 911 COLEMAN STREET, SW ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN THE CITY OF ATLANTA, GEORGIA. Said property may more commonly be known as 911 Coleman St SW, Atlanta, GA 30310. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees (notice of intent to collect attorneys fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Morgan Stanley Residential Mortgage Loan Trust 2025-NQM2, 75 Beattie Place, Greenville, SC 29601, 1-800-365-7107. Said property will be sold on an as-is basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Norei C. Smith and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Morgan Stanley Residential Mortgage Loan Trust 2025-NQM2 as Attorney-in-Fact for Norei C. Smith. Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520. 26-000839 2:4,11,18,25,2026