Foreclosure — 716 Cedar Ave Nw, Atlanta, GA

FN3964 GPN11 FN3964 GPN11 NOTICE OF FORECLOSURE SALE UNDER POWER  FULTON COUNTY, GEORGIA  Under and by virtue of the Power of Sale contained in a Security Deed given by Willie Whitfield and Alford Malcolm  to Fairbank Mortgage, dated February 26, 1998, and recorded in Deed Book 24121, Page 168, Fulton County, Georgia Records, as last transferred to Wilmington Trust National Association, as Successor Trustee to Citibank, N.A., as Trustee for Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 by assignment recorded on February 8, 2023 in Book 66534 Page 97 in the Office of the Clerk of Superior Court of Fulton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Thirty-Nine Thousand One Hundred and 0/100 dollars ($39,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fulton County, Georgia, within the legal hours of sale on March 3, 2026, the following described property:   All that tract or parcel of land lying and being in Land Lot 177 of the 14th District, Fulton County, Georgia, being Lot 11 and part of Lot 12, Block E, subdivision of Starr-Edwards, and being more particularly described as follows:   Beginning at a point on the west side of Cedar Avenue, 435 feet north, as measured along the west side of Cedar Avenue, from the northwest corner of the intersection of Cedar Avenue and Cross street; thence running north along the west side of Cedar Avenue, 75 feet to the south line of lot 10, said block and subdivision; thence west along the south line of said lot 10, 174.4 feet to an iron pin at the west line of land lot 177; thence running south along the west line of said land lot 177, 75 feet to an iron pin; thence east 174.6 feet to the west side of Cedar Avenue and the point of beginning.   The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). 	 The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure.  Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.  To the best knowledge and belief of the undersigned, the party in possession of the property is Rev. Willie C. Whitfield or tenant(s); and said property is more commonly known as 716 Cedar Ave Nw, Atlanta, GA 30318.  The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.  Wilmington Trust National Association, as Successor Trustee to Citibank, N.A., as Trustee for Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 as Attorney in Fact for Willie Whitfield and Alford Malcolm.  Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 23-00765 #2:04,11,18,25 531913-AT